To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

Become a Member


Member Service Center
(907) 339-9485
(800) 478-2222 (toll-free)

Branch Locations


ATM Locations

Have a Question?

Spending Accounts

Welcome to the family!


Once you’ve opened your CU1 savings account and established your share in the CU1 family, it’s time to choose a spending account that’s right for you. Your spending account is what your debit card, paper checks and other expenditures will draw from!

With our diverse options, you can link your spending account and credit cards for convenient Overdraft Transfer service free of charge. This option acts as a safeguard, protecting your account from going into the negative by transferring funds from your CU1 credit card or other CU1 accounts. CU1 MasterCards® also contain Smart Chip technology, to protect your private information during in-store purchases!

Additional perks of opening a spending account with CU1 include earning points toward gift cards, interest rate discounts and more. Simply swipe your debit card to start earning rewards! To find out more about the rewards your account can earn, see our One for All Rewards program.

Choose an account that fits your financial needs:

Free Spending

You read it right, free. With our free spending account you’ll enjoy no monthly fees and no required minimum balances.


Super Saver Spending

This spending account gets you the best bang for your buck with free bill pay, free money orders and free cashier’s checks. Plus, if you maintain a $200 balance daily, the $5 monthly fee is waived.


Premium Spending

Premium Spending is our most elite account and earns dividends on balances over $1,000. With this account you’ll receive the following benefits:

  • Free Bill Pay
  • Free Money Orders
  • Free Cashier’s Checks
  • ATM Fee Reimbursements (three per month, up to $6)
  • Earn dividends on balances over $1,000

Plus, if you maintain a $1,000 balance daily, a $5 monthly fee is waived.

 Open a Spending Account  Order Checks  Current Rates 


NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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