Checking and debit

Manage your money wisely with a CU1 checking account and debit card.

Free Checking Account

Start your spending journey with simplicity. You'll enjoy no minimum balance and no monthly fees on this checking account.

No monthly fees
No required minimum balance

Open account

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Super Saver Checking

Designed to help you save more, you can access lower fees and additional perks when you maintain a minimum balance of $200.

Maintain a daily balance of $200+, and your service fee is waived
Schedule fee-free online bill payments
Access fee-free cashier’s check

Open account

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Premium Checking

Reward yourself with extra perks and earn dividends on balances over $1,000.

Maintain a daily balance of $1,000+ to earn dividends and a waived service fee
Fee-free cashier’s checks
Convenient ATM fee reimbursements

Open account

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Benefits of having your checking account with Credit Union 1

Checking accounts could help with your spending needs by offering debit cards, paper checks, online bill payments and more.

Deposit checks

Enjoy easy and secure ways to add money to your new CU1 account.

Online account access

Manage your money 24/7 from anywhere with internet.

Make a wire transfer

Send money domestically and internationally when you need to.

View statements

Review, download or print your CU1 account statements.

Fraud and security alerts

Enhanced protection via alerts that provide security and peace of mind.

Pay with your phone

Use your phone to make in-store purchases at your favorite places. CU1 debit and credit cards work with Apple Pay®, Samsung Pay®, and Google Pay®.

Know your Mastercard® Debit Cardholder Guide to Benefits

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Members who open checking accounts must be at least 13 years old and are subject to ChexSystems verification. Please refer to your Member Service Agreement if you need complete account information. You will also receive a copy when you open an account.