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Membership Rewards
Earn cash back, a loan interest rate discount and more!
Ways We Reward You
Rewards Chart
Rewards FAQs
Every member of Credit Union 1 is automatically enrolled in our free Rewards program.
This program allows you to earn points on your loan and certificate balances and also for using Credit Union 1 products and services. Every time you swipe your CU1 card, you'll also earn points! Learn more in the chart below.
Effective Date: 10/10/19 and subject to change.
Earn Points
Debit and Credit Card Usage 1 point per $5
Certificate of Deposit and Loan Balance(1)
For your monthly balance on certificates and loans
1 point per $100
New Loan(2)
For each new loan opened with a minimum starting balance of $2,500
1,000 points
Set-up Automatic Payment for New Loan Account(2)
Automatic payments must be set up at closing in order to qualify
500 points
New Certificate
For your first certificate account
500 points
E-Statements(3)
For signing up to receive your CU1 statement via Online Access rather than in paper form
2,000 points

Redeem Points
Interest Rate Discount on New or Used Auto Loan(4)
.25% Rate Discount

20,000 points
Certificate Premium(5)
Receive a higher dividend on your certificates:
.10% on a Regular Certificate $500-$99,999
.10% on a Jumbo Certificate $100,000+

10,000 points
20,000 points
Cash Rebate(6)
Redeem points to receive cash straight into your account, in the amount of your choosing. Example increments: receive a $10 cash rebate per every 2,000 points redeemed.

Download Rewards Chart
Notes
  1. The maximum points that can be earned monthly is 500 for each single certificate of deposit account and 500 for each single loan. Points are computed using the account's average daily balance, calculated by adding the balance in the account at the end of each day of the period, and dividing that figure by the number of days in the period. Credit cards, Fresh Start, pledge of share, and pledge of certificate loans do not generate monthly points.
  2. For opening new consumer and real estate loans, but excludes: credit cards, Fresh Start, pledge of share and certificate loans.
  3. Receive 2,000 Rewards points for opting into CU1’s eStatements. Members may only opt in once to receive the 2,000 Rewards points.
  4. You may use
    Rewards
    points for one loan interest rate discount on any new or used auto loan. For the life of the loan, only one discount will be awarded. Loan interest rate discounts may not drop the interest rate on the loan to less than 1.99% APY. Buyers who take advantage of our special financing offer for purchasing a credit union repossessed vehicle may not redeem points to further lower the rate unless they refinance the loan under normal rates.
  5. There can only be one premium per certificate term. A certificate rollover is considered a new certificate; therefore, points may be redeemed for another certificate premium.
  6. A maximum of 100,000 points may be redeemed per points transaction. Annually, a maximum of 119,800 points may be redeemed. To receive the cash rebate, redeem points in Online Access via More > One for All Rewards or by visiting a CU1 branch or calling the Member Service Center. Funds will be transferred into the account of your choice.