To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

Become a Member


Member Service Center
(907) 339-9485
(800) 478-2222 (toll-free)

Branch Locations


ATM Locations

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Fee Disclosure

Each account holder agrees to the terms set forth on this Fee Disclosure and acknowledges that it is a part of the Deposit and Business Account Contracts.

Current Rates Disclosures

Click here to view or print the fee schedule

Effective Date:
3/1/2018 and are subject to change.

Debit and Credit Cards
Rush Orders $30.00 per card For newly approved, lost or stolen cards
Plastic Card Replacement $10.00 per card One free replacement card each year
International Transaction Fee up to 2% of transaction amount For any card transaction made in a foreign country or currency
Credit Union Checks and Money Orders
Cashier's Checks and Money Orders $3.00 each
  • FREE if you have Super Saver, Premium, Business Basics or Business Money Market Spending
  • FREE if payable to self
Electronic Services

Bill Pay
Consumer Accounts
Business Accounts

$4.95 monthly
$9.95 monthly

  • Fee waived up to 2 months
  • FREE for members with Super Saver or Premium Spending Accounts

Wires - Domestic
Bank to bank
Recurring bank to bank

$20.00 each
$10.00 each
  • One-time set-up fee for each recurring preauthorized agreement
Safe Deposit Boxes - Midtown Branch Only
3x10 inch box $55.00 annually
4x10 inch box $65.00 annually
5x10 inch box $75.00 annually
10x10 inch box $115.00 annually
Key deposit $5.00
Lost key/box drilling $125.00 each
Savings, Spending and Certificate Accounts

Savings Account Fees

Premium Savings (S19) $3.00 monthly FEE WAIVED with a $50.00 minimum daily balance
IRA (all types combined) $5.00 monthly FEE WAIVED with $100 balance(s) at the end of each month

Spending Account Fees

Free Spending (S76) FREE -

Super Saver Spending (S78)

$5.00 monthly FEE WAIVED with $200 minimum daily balance

Premium Spending (S77)

$5.00 monthly FEE WAIVED with $1,000 minimum daily balance

Business Premium Spending (S81)

$10.00 monthly FEE WAIVED with $5,000 minimum daily balance

Business Basics Spending (S87)

$10.00 monthly FEE WAIVED with $2,500 minimum daily balance
Business Super Saver Spending (S88) $5.00 monthly FEE WAIVED with $200 minimum daily balance
Check Orders Variable
  • Charge varies according to style and quantity
  • Can be reordered in Online Access

Early Withdrawals on Certificate Accounts

On terms of 1 year or less
On terms of more than 1 year

60 days of dividends
180 days of dividends
Inactive Account Fees $5.00 per month per account
  • FEE WAIVED if you have an active loan

Overdraft Transfer
Learn more

$5.00 per transfer
  • FEE WAIVED if transfer source is a Credit Union 1 credit card, line of credit or Quick Cash loan

Courtesy Pay
Fee is based on the transaction amount
Learn more

$5.00 or less
$20.01 or more

$5.00 each
$10.00 each
$20.00 each
$22.00 each
Overdraft/Overdrawn Fee $22.00 each -
Non Sufficient Funds (NSF) $22.00 each -
Returned Item
Fee on item deposited into account and returned unpaid $15.00 each -
Fee on self to self item returned unpaid $22.00 each -
Returned Statement $5.00 each For mailing to a non-deliverable address
Returned Check Order $5.00 per order For mailing to a non-deliverable address
Stop Payment $22.00 each Personal checks, preauthorized payments/deductions Bill Pay items, ACH, cashier’s checks or money orders
  $10.00 each Personal checks only when requested via ART or Online Access
Temporary Checks $5.00
  • Packet of 12
  • FREE when opening a new spending account
Other Fees

Check Collections


Foreign or other items sent out for collection

Deposit Bag

$5.00 each  

Deposit/Loan Verification

$10.00 per request For processing a deposit/loan verification request from another financial institution

Garnishments & Levies

General Document Copies $2.00 per page  
Loan Convenience Fee $5.00 Payments done with a credit card (cash advance) or electronic check by phone
Membership Renewal $10.00 Applies to S1 accounts reopened within 180 days of closure
Paper Statement $2.00 FREE if you have Super Saver, Premium, Business Basics or Business Premium Spending, a loan balance, or an aggregate balance of $1000
Research Fee $25.00 per hour
  • For extensive research to locate member-requested item(s)
  • No charge if research originates from a Credit Union 1 error

Click here to view or print the fee schedule 

NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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