At Credit Union 1 we don’t just encourage healthy spending and saving, we reward you for it. With our One for All Rewards Program you earn points for your spending, savings, certificates and loan services so you have an extra incentive for wise financial decisions. As points are earned, they can be redeemed for a variety of valuable rewards such as a loan interest rate discount, certificate premiums, charitable donations, cash rebates and more. Our Rewards program is simple and straightforward, and you are already enrolled as soon as you become a member at CU1. It’s our way of saying thank you for being part of the CU1 family.
Every member of Credit Union 1 is automatically enrolled in our FREE One for All Rewards Program. This program allows our members to earn points on their loan and certificate balances and also for using Credit Union 1 products and services.
11/22/2017 and subject to change.
|Debit and Credit Card Usage||1 point per $5|
|Certificate of Deposit and Loan Balance1
For your monthly balance on certificates and loans
|1 point per $100|
For each new loan opened with a minimum starting balance of $2,500
|Set-up Automatic Payment for New Loan Account3||500 points|
For your first certificate account
|One for All Mail4
For signing up to receive CU1 email news
For signing up to receive your CU1 statement via Online Access rather than in paper form
|Interest Rate Discount on New or Used Auto Loan5
.25% Interest Rate Discount
Receive a higher dividend on your certificates:
|.10% on a Regular Certificate $500-$99,999||10,000 points|
|.10% on a Jumbo Certificate $100,000+||20,000 points|
The main way to earn points is through the accounts, loans and services you use at CU1 – such as spending with your CU1 debit or credit card. The more business you do with us, the more points you’ll earn! Our Rewards Chart outlines exactly how you can earn points and what you can redeem them for.
No. As long as you are a member in good standing with Credit Union 1, you will be able to use your points, regardless of when they were earned. The more points you save, the bigger rewards!
Via Online Access! By logging into your CU1 account online and choosing More > One for All Rewards, you can watch your points accumulate, request rewards and more. Alternatively, you can always manage your points by phone or at your local branch.
You don't! All Credit Union 1, members are automatically enrolled.
Nope, it's 100% free.
We recommend managing your rewards in Online Access via More > One for All Rewards. You can also redeem points by contacting our Member Service Center by phone or visiting your local branch.
If I sign up for automatic loan payments sometime after closing my new loan, can I still get the 500 bonus points added to my Rewards account balance?
No, not at this time. In order to get the automatic loan payment bonus points, you must sign up for automatic payment at the time you close your new loan.
Whether you swipe, sign, insert your chip or pay online with your Credit Union 1 Mastercard, you’ll earn 1 point for every $5 spent. These points can be redeemed toward cash rebates and more!
When will I get my Rewards?
Cash rebates, discounts to existing loans or premiums on existing certificates typically take about
two business days to be reflected on your account.
Yes. Suspensions would generally happen because an account is not in good standing with the
credit union (i.e. it may be overdrawn or delinquent). It's also possible that legal action might have
been taken against the account. If you think your Rewards have been suspended incorrectly, please
call us or visit your local branch.
Please call the credit union or visit your local branch so we can review your account.
You will lose your points, because the One for All Rewards program is only for Credit Union 1
members. Once you close all of your CU1 accounts, your points are forfeited.