Personal Loans
A personal loan can provide the money you need to help cover unexpected expenses and more.
Unsecured Personal Loans
A personal loan can provide the money you need to help cover unexpected expenses. This loan can also be a good alternative to paying for larger items with a higher-interest credit card.
Credit Union 1 offers flexible terms and no early repayment fees on personal loans.
Share & Certificate Secured Loans
To help you finance additional purchases, we offer the option to use up to 100% of your Credit Union 1 savings or certificate account balance as collateral for a loan. Rates range from 3% to 4% over the dividend rate, and pledge of certificates are 2% over the dividend rate. These unique secured loans are a great credit-building and savings tool, since the money in your savings or certificate account will continue to earn dividends while it's used as collateral for a loan.
Access your purchasing power when you prequalify for a personal loan with CU1.*
*Credit Union 1 uses a soft pull of credit to determine your offer, which won’t affect your credit score. If you take advantage of the offer presented, your full credit report will be pulled at that time. All loans are subject to Credit Union 1 lending policies. Offers, rates, and terms are subject to change.
