Customizable Personal Loans
A personal loan can provide the money you need to help cover unexpected expenses and more. This type of loan can also be a good alternative to paying for larger items with a higher interest credit card.
Credit Union 1 offers flexible terms and no early repayment fees on personal loans.
Share & Certificate Secured Loans
To help you finance additional purchases, we offer the option to use up to 100% of your Credit Union 1 savings or certificate account balance as collateral for a loan. Rates range from 3% to 4% over the dividend rate, and pledge of certificates are 2% over the dividend rate.
These unique secured loans are a great credit-building and savings tool, since the money in your savings or certificate account will continue to earn dividends while it's used as collateral for a loan.