Secured Credit Card
Ideal for beginners looking to build credit. Secure your spending with a minimum $200 deposit, a low annual fee, and opportunities to upgrade in 6-12 months.
Chrome Credit Card
This unsecured line is ideal for those looking to build or rebuild their credit.
Classic Credit Card
This straightforward and affordable card offers you a line of credit with a fixed APR* and no annual fee.
Platinum Credit Card
Our platinum card offers our highest spending limit with a low fixed APR* and no annual fee.
Gold Credit Card
The gold card offers CU1's lowest historical rate. With a gold card, you get a lower APR* that varies with the market and no annual fee.
Balance Transfer
As a not-for-profit credit union, one way we return profit to our members is through better rates. Does CU1 offer a better rate than your current credit card? If so, you may be able to save by switching. With no balance transfer or annual fees, you can transfer high-interest debt to your CU1 Mastercard® with just a few clicks.
Transfer your balanceCU1 Credit Card Benefits
Our credit cards stand out with benefits such as competitive rates, fee-free balance transfers, and cash advances. Gain access to these other free and convenient benefits to help you go further with your credit card.
Tap to Pay
Conveniently tap to pay at the register with any of our CU1 credit cards. This feature is a secure, quick and simple way to make a payment.
Digital Wallet
Shop with security and peace of mind with digital wallet. All CU1 credit cards are compatible with Apple, Android and Samsung Pay.
Easy Online Payments
Access easy online payments for your credit card bill through the CU1 Mobile App or Online Access.
Set Up Spending Alerts
Receive an email, text message, or push notification when your account reaches a certain balance or when a payment is due.
Free Credit Score Tools
Receive a weekly credit score and monitor changes to your credit report in real-time.
Know your Mastercard®
Cardholder Guide to Benefits.
Build your credit and borrow wisely with the great features and low rates of a CU1 credit card.
Credit Union 1 uses a soft pull of credit to determine your prequalification offer, and this won't affect your credit score. If you take advantage of the offer presented, your full credit report will be pulled at that time. All loans are subject to Credit Union 1 lending policies. Offers, rates, and terms are subject to change.
