Credit Union 1's Quick Loans offer a rapid solution for members needing to manage urgent and unexpected costs, eliminating the excessive rates and fees of alternative methods. 

Here's what CU1 members can expect:

• No credit check required
• 100% online application
• 24/7 access and funds available in minutes
• 24% APR¹ fixed interest rate
• Borrow between $200 to $2,000
• Repayment period up to 24 months

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• Must be 18 years or older
• Must be a Credit Union 1 member for three (3) months
• Must be the primary account owner
• Must not have an existing Quick Cash or Quick Loan
• Must have active direct deposit
• Must use your physical address (not mailing) when applying
• Members can only have one CU1 Quick Loan at a time
• Account must be in good standing*

You will be denied if:

• You have a current existing CU1 Quick Loan at the time of request
• You have had three (3) CU1 Quick Loans within a six-month period
• You have had a Loan Modification completed through our Member Assistance department
• You have delinquent loans or negative savings accounts
• Your services or membership is limited by Credit Union 1
• Credit Union 1 accounts included or discharged in a bankruptcy

Account types not eligible:

• Fiduciary (UGMA, Representative Payee, Estate, Conservator)
• Trusts as primary member
• Youth
• Business
• Associations
• Organizations
• Other similar specialty accounts

¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.

*When evaluating your application, a loan decision takes into consideration your membership, including factors such as payment history, deposit activity, length of relationship, number of financial products, direct deposits, number of electronic transactions and loan amount qualifier.

Quick Loans provide a safer and more affordable alternative to typical predatory payday lending options, but what if you already have a payday loan and need support navigating pitfalls? We can help you!

Contact our Member Assistance team today to discuss your options and get personalized support to get you back on track.

Call: (907) 339-9485

Email: membermail@cu1.org

Debt Consolidation

Consolidating your loans can be the perfect option to making your payments more manageable and a meaningful step toward reaching your financial goals.

Contact our Lending team to learn more about your options and find the right one for you.