Open the door to convenient payment options, low loan rates and a full suite of online dream-building tools.
First Time Home Buyers
Congratulations on taking the first step to buy your new home! You’ve come to the right place! Credit Union 1 offers its own unique program for first time homebuyers, which can save you money and provide much-needed guidance on your purchase. Plus, we don’t charge origination fees on first time home loans! With a little extra help from Credit Union 1, you’ll be holding the keys to your new home in no time.
Refinancing
Refinancing your home can be a smooth and simple process at Credit Union 1, with help from our real estate experts. We’ll help you navigate loan interest rates and other items to save you money over the life of your mortgage! With a refinance, you may also free up funds for other purchases that can improve your abode.
Raw & Unimproved Land
Dreaming of your own property or cabin in the mountains? Ask us about our fixed-rate unimproved or raw land loans.
We’ll help you finance the property, spectacular scenery and all.
Equity Advantage HELOCs
If you already own a home, our Equity Advantage program or a home equity line of credit (HELOC) can help turn it into a convenient source of cash. Ask us how these options can help pay-off your other debt at an affordable, low interest rate. These loans are a great choice for anything from home improvements to debt consolidation and more.
HomeI Improvement Loans
Don’t wait months to fix a broken dishwasher or move into a new home only to use lawn chairs as your couch. With CU1’s home improvement loans, we can help finance your home improvement expenses with our low interest rates and flexible terms.
Non-Owner Occupied Loan
If you are looking to invest in a property without actually occupying it, Credit Union 1 has a loan for you with low interest rates and an affordable minimum down payment. Give our home loan experts a call and let us help you receive the ultimate return on your investment.
First and Second Deed of Trust Home Loans
Credit Union 1 is happy to offer first and second deed of trust opportunities to our members. Whether you’re buying your first home or taking advantage of the equity you’ve grown, we offer affordable options with friendly, local service.
Free Financial Calculators
Not sure how much you can afford to purchase? Add comfort and security to your shopping experience with our handy set of calculators. Discover what you should be saving, what you can afford, what financial moves you should make next and more.