Consumer loans interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Effective Date: 10/21/2019
| Interest Rates as Low As | Terms and Conditions | ||
|---|---|---|---|
| Cars and Trucks | 3.75% | Up to 100% of the purchase price or NADA retail value (whichever is less), plus extended warranty. | |
| Boats/Vessels | 4.99%/5.99%/7.99% | Maximum loan amount $250,000. Marine survey required on loans over $40,000 on used boats.100% financing for boats under $40,000, Boats over $40,000 up to 90% of the purchase price/retail or surveyed value. | |
| Motorhome (RVs), Travel Trailers, Truck/Camper Combo/5th Wheeler/Toy Hauler | 4.99%/5.99%/7.99% | Up to 80% of the purchase price or NADA retail value not to exceed low book on used units (whichever is less), plus extended warranty. | |
| Motorcycles | 3.25% | Up to $30,000. Up to 100% of the purchase price, not exceed 100% of NADA retail value. | |
| ATV, Snowmachine and Watercraft | 3.25% | Up to $30,000. Up to 100% of the purchase price, not exceed 100% of NADA retail value. | |
| Personal Loan | 9.99% | Personal loans can be used for braces, sports, equipment/uniforms, musical instruments, consolidations, vacations, and insurance deductibles. You name it. Borrow between $200 and $20,000. | |
| Pledge of Share | Savings Rate +2.0-3.0% | Only Regular Share accounts (S1) are eligible as collateral. Rate is based on the term of the loan. | |
| Pledge of Certificate | Certificate Rate +2.0% | Term may not exceed the certificate maturity date. |