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Consumer loans interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Effective Date: 11/15/21
Interest Rates as Low AsTerms and Conditions 
Cars and Trucks2.85%Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Boats/Vessels4.49%Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Motorhome (RVs), Travel Trailers, Truck/Camper Combo/5th Wheeler/Toy Hauler4.49%Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Motorcycles2.99%Maximum loan $50,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
ATV, Snowmachine and Watercraft2.99%Maximum loan $50,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Personal Loan7.99%Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Pledge of ShareSavings Rate +2.0-3.0%Only Regular Share accounts (S1) are eligible as collateral. Rate is based on the term of the loan. All loans subject to approval. Other terms and conditions may apply.
Pledge of CertificateCertificate Rate +2.0%Term may not exceed the certificate maturity date. All loans subject to approval. Other terms and conditions may apply.

Download Consumer Loan Rate Sheet