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Rates

Rates

We offer competitive rates to meet your needs! Qualifying for a loan is simple. Start by estimating the amount you need to borrow and the payment you can afford. Then, apply online or in one of our branches! We’ll let you know if you qualify quickly, so you can get on with more important things.

Consumer Loan Rates

Consumer loan interest rates are the best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Other terms and conditions may apply.

Effective Date: 10/01/24


[{id=80252179043, createdAt=1658863955666, updatedAt=1727798638484, 1='{type=string, value=Cars and Trucks}', 2='{type=string, value=6.19%}', 3='{type=string, value=

Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}, {id=80259446443, createdAt=1658863963821, updatedAt=1727798645672, 1='{type=string, value=Boats and Vessels}', 2='{type=string, value=7.25%}', 3='{type=string, value=

Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and

conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.}', 4='{type=string, value=Apply}'}, {id=80259446444, createdAt=1658863969764, updatedAt=1727798652851, 1='{type=string, value=Motorhome (RVs), Travel Trailers, Truck/Camper Combo/5th Wheeler/Toy Hauler }', 2='{type=string, value=7.00%}', 3='{type=string, value=

Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}, {id=80252179044, createdAt=1658863975195, updatedAt=1727798666027, 1='{type=string, value=Motorcycle}', 2='{type=string, value=6.75%}', 3='{type=string, value=

Maximum loan $50,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}, {id=80259446445, createdAt=1658863980471, updatedAt=1727798675617, 1='{type=string, value=ATV, Snowmachine and Watercraft}', 2='{type=string, value=6.75%}', 3='{type=string, value=

Maximum loan $50,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}, {id=80259446446, createdAt=1658863986278, updatedAt=1727798684912, 1='{type=string, value=Personal Loan}', 2='{type=string, value=11.74%}', 3='{type=string, value=

Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}, {id=176138411880, createdAt=1724168604059, updatedAt=1724168885148, 1='{type=string, value=Quick Loan}', 2='{type=string, value=24%}', 3='{type=string, value=Quick loans can be used for braces, sports equipment/uniforms, musical instruments, consolidation, vacations, insurance deductibles, you name it. Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply.}', 4='{type=string, value=Apply}'}, {id=80259446447, createdAt=1658864001300, updatedAt=1693440566608, 1='{type=string, value=Pledge of Share}', 2='{type=string, value=Savings Rate +2.0-3.0%}', 3='{type=string, value=

Only Regular Share accounts (S1) are eligible as collateral. Rate is based on the term of the loan. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}, {id=80252179045, createdAt=1658864007055, updatedAt=1693440619312, 1='{type=string, value=Pledge of Certificate}', 2='{type=string, value=Certificate Rate +2.0%}', 3='{type=string, value=

Term may not exceed the certificate maturity date. All loans subject to approval. Other terms and conditions may apply.

}', 4='{type=string, value=Apply}'}]
Name Interest Rates as low as Terms and Conditions
Cars and Trucks 6.19%

Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

Apply
Boats and Vessels 7.25%

Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and

conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
Apply
Motorhome (RVs), Travel Trailers, Truck/Camper Combo/5th Wheeler/Toy Hauler 7.00%

Maximum loan amount $250,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

Apply
Motorcycle 6.75%

Maximum loan $50,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

Apply
ATV, Snowmachine and Watercraft 6.75%

Maximum loan $50,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

Apply
Personal Loan 11.74%

Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

Apply
Quick Loan 24% Quick loans can be used for braces, sports equipment/uniforms, musical instruments, consolidation, vacations, insurance deductibles, you name it. Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply. Apply
Pledge of Share Savings Rate +2.0-3.0%

Only Regular Share accounts (S1) are eligible as collateral. Rate is based on the term of the loan. All loans subject to approval. Other terms and conditions may apply.

Apply
Pledge of Certificate Certificate Rate +2.0%

Term may not exceed the certificate maturity date. All loans subject to approval. Other terms and conditions may apply.

Apply

Download Consumer Loan Rate Sheet

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