Spend & Save

Not all Alaskans are the same. That's why CU1 offers a variety of personal accounts tailored to your unique financial needs.

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- Spending
  
  Choose the checking account that works best for your everyday spending.
- Credit
  
  Credit cards designed with our members in mind.
- Saving
  
  Create a brighter future with savings accounts with possibilities.
  - Regular Savings
  - Premium Savings
- Investing
  
  Watch your money grow with competitive interest rates.
Borrow

Get financing for anything from a big purchase to unexpected expenses or debt consolidation.

See Overview
- Auto
  
  Driving you toward a brighter future with an affordable vehicle loan.
  - Cars & Trucks
  - Refinance
- Recreational
  
  Find great rates on the purchase or refinance of your next recreation loan.
- Personal
  
  Personal loans that empower your budget and improve your credit rating.
- Home Loans
  
  You belong in the home of your dreams. We can make it happen.
Business

Let’s get down to business and find an account that works for you.

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- Business Services and Accounts
Services

Managing your money is easy with the right tools and support.

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- Digital Banking
  
  CU1 offers a variety of ways to access your accounts, withdraw money and talk with us.
- Financial Assistance
  
  CU1 is a member owned, not-for-profit credit union and we are committed to your financial well-being.
  - Skip-A-Pay
  - Overdraft Protection
- Forms & Disclosures
  
  Find the forms and disclosures you need to manage your accounts.
Discover

Find the answers you need to achieve your next financial goal.

See Overview
- Who We Are
  
  Local and loyal to Alaska since 1952.
  - About
  - Contact
  - Community
  - Careers
  - Locations
  - Mobile Branch
- Financial Education
  
  Scholarships for higher education.
  - Apply for a Scholarship
- Resource Center
  
  Explore news, articles and calculators.
  - Rates
  - Calculators
  - News
  - Knowledge Base
  - Fraud Resources
  - Blog

Routing #: 325272063

Individual Retirement Accounts

Build towards a financially secure future with an Individual Retirement Account (IRA).

Older woman and a young child sitting on a log outside by the water.

Your choice of investment

Secure your future with an Individual Retirement Account (IRA) from Credit Union 1. With an IRA, time is on your side. Unlike some investments, every dollar you put into your IRA is federally insured. It helps you save for retirement, and your money grows tax-free until you withdraw it.

We offer a variety of retirement accounts, including:

Traditional Roth IRA
Roth IRA
SIMPLE IRA
Educational Savings Account
Simplified Employee Pensions (SEP)

Have questions? Contact us. We can help.

If you’re ready to open an IRA or need help managing an existing IRA, visit your local CU1 branch or call us at (907) 339-9485 or (800) 478-2222. Talk with your tax advisor before opening or converting an IRA.

Enjoy tax advantages while you build your retirement and diversify your investments.

Open an Account

Digital Banking

Manage your money with ease, from wherever life takes you.

Explore our tools

Member Services

Take advantage of member resources and see what it means to be a CU1 member.

Visit our Resource Center

Have Questions?

We’re here to help guide you toward your financial goals. Discover FAQs, ask questions and learn more.

Visit the Knowledge Base